Florida Panhandle Public Adjuster
Free claim reviews and damage inspections for homes and businesses across the Florida Panhandle, from Escambia County to Jefferson County. Call our Panhandle line or request a review online.
Free Claim Reviews and Free Damage Inspections
Florida Panhandle insurance claim blog
Browse all 151 local reading editions for Florida PanhandleNovember 5, 2026
Florida Panhandle reader edition: Air conditioners and condensate overflow claims in Cantonment
Air conditioners and condensate overflow claims in Cantonment. Claim preparation for Florida Panhandle readers.
Florida Panhandle
November 5, 2026
Florida Panhandle reader edition: Cantonment Hail Damage Claims: Gathering Evidence Across the Whole Property
Cantonment Hail Damage Claims: Gathering Evidence Across the Whole Property. Claim preparation for Florida Panhandle readers.
Florida Panhandle
November 5, 2026
Florida Panhandle reader edition: Cantonment Roof-Related Claims: Reading Roof Provisions With a Whole-Home View
Cantonment Roof-Related Claims: Reading Roof Provisions With a Whole-Home View. Claim preparation for Florida Panhandle readers.
Florida Panhandle
November 5, 2026
Florida Panhandle reader edition: Sinkhole and ground collapse claim questions in Cantonment
Sinkhole and ground collapse claim questions in Cantonment. Claim preparation for Florida Panhandle readers.
Florida Panhandle
Our original Panhandle pages
Communities with local pages
These pages cover Santa Rosa, Escambia, Okaloosa and Walton counties in more detail, with local claim articles.
Panhandle counties
All Panhandle counties
Definitions of the Panhandle vary. This page covers these 16 northwest Florida counties; each county page lists its Census cities, towns and communities and its official offices.
How a free claim review works
- 01
Request a review
Send the form or call us. Tell us what happened and where the property is.
- 02
Review and inspect
We review the information available and arrange a free property inspection as appropriate.
- 03
Discuss next steps
We explain what we found and discuss possible next steps. If you choose to retain PAJOE, we represent you, the policyholder, under a written agreement.
Statewide resources
- Florida Department of Financial Services — Division of Consumer Services (Insurance Consumer Helpline 1-877-693-5236)
Questions or complaints about how an insurer is handling your claim.
- DFS mediation program for residential property claims
State-run mediation option for eligible disputed residential claims.
- DFS licensee search
Check any adjuster's Florida license before you sign.
- FloodSmart (NFIP) — start a flood claim
Flood insurance claims are filed with your flood insurer, separately from homeowners policies.
- FEMA DisasterAssistance.gov
Federal assistance applies only when a disaster declaration covers your county.
- Florida Division of Emergency Management — county offices
Directory of every county emergency management office.
Questions about damage to a property in the Florida Panhandle?
Request a free claim review and free damage inspection. If you later choose to hire PAJOE to represent your claim, our fee is explained in a written agreement and is charged only if your claim is successfully settled.
PAJOE serves this area from its Florida office; a service-area page does not indicate a local office. Coverage, payment amounts, and outcomes depend on your policy and the documented damage. ZIP codes listed reflect our service-area targeting, not official postal or municipal boundaries.