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South Florida Storm Damage Review

Roof damage.
Interior leaks.
Let’s take a closer look.

Past storms could be a factor. Get a free property inspection and claim review from PAJOE Public Adjusters.

Serving property owners from Miami to Vero Beach · No recovery, no fee

The whole property

From the roof to the rooms inside

Storm damage rarely stops at one spot. We inspect the roof, the outside of the home and the interior together, so nothing is missed.

Roof

Coverings, flashing, vents, gutters, soffits and fascia.

Exterior

Windows, doors, garage doors, stucco, siding, fences and screen enclosures.

Interior

Ceilings, walls, floors, cabinets and signs of water getting inside.

Could a past storm have caused it?

Wind, hail and heavy rain don’t always leave obvious damage right away. A leak or stain you notice now may trace back to an earlier storm, or it may not. We inspect the property and review your policy and any claim paperwork, so you know where you stand.

South Florida storm history

Recent storm reports, Miami to Vero Beach

These are National Weather Service storm reports and warnings from 2026. A report near you doesn’t mean your property was damaged, and reports stay preliminary until the NWS publishes its final storm data.

Type
Area

What to look for

Signs of storm damage

  • Lifted or missing shingles

    Shingles or tiles that are creased, loose, cracked or gone, and granules collecting in gutters.

  • Ceiling or wall stains

    New brown rings, bubbling paint or soft drywall, often far from where the water got in.

  • Recurring drips or dampness

    Leaks that come back with each rain, musty smells, or damp spots around windows and doors.

  • Photos, repairs and paperwork

    Pictures from after the storm, repair invoices, and letters or estimates from your insurer.

How it works

Three simple steps

  1. 01

    Tell us what changed

    Share what you've noticed since the storm and any claim you've already opened.

  2. 02

    Document the property

    We inspect the roof, the outside and the inside, and record the damage with photos and notes.

  3. 03

    Understand your options

    We go over your policy and what we found, so you can decide what to do next.

Schedule your free inspection

Common questions

South Florida storm claim FAQs

Can damage from an earlier storm still show up now?

Sometimes. Wind, hail and heavy rain can loosen roofing or open small gaps that only start leaking later. A whole-property inspection helps sort out storm damage from normal wear and older conditions.

What does the free inspection include?

A licensed public adjuster looks at the whole property: the roof, the outside of the home and the inside. We also review your policy and any claim paperwork you already have.

Does a storm report near me mean my claim is covered?

No. Coverage depends on the cause of loss, your policy terms, exclusions, deductibles, limits and the damage that can be documented. A storm report only shows that weather was reported nearby.

Is there a deadline for a storm claim?

Florida law and your policy set deadlines for reporting a claim and for supplemental claims. We can help you check which dates apply to your loss.

What does it cost?

The inspection and claim review are free. If you choose to have us represent your claim, our fee is set out in a separate written agreement, and there is no fee unless there is a recovery.

What areas do you cover for this review?

This review serves property owners from Miami to Vero Beach. Pajoe is licensed to help property owners across Florida.

Serving Miami to Vero Beach

This review serves property owners in Miami-Dade, Broward and Palm Beach counties and up the Treasure Coast to Vero Beach. Pajoe is licensed to help property owners across Florida.

All Service Areas

Hurricane questions? See our separate Hurricane Isaias claim review.

Licensed Florida public adjusters

Pajoe Public Adjuster License #W894577 · Senior Public Adjuster Joseph Whitefall License #E166230

The inspection and claim review are free. Representation fees, if any, are set out in a separate written agreement. Coverage depends on the cause of loss, policy terms, exclusions, deductibles, limits and documented damage.

(954) 500-8000
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