Boats · Yachts · Docks
Boat & Marine Damage Claims
Your boat deserves a claim review built around its policy.
Storms, collisions, and sinking can leave boat owners facing complex damage and unfamiliar policy terms. Pajoe handles boat and marine claims in Florida, reviewing the loss, documenting vessel and equipment damage, and helping you address repair costs and valuation with your insurer.
Talk to an adjuster: 954-738-2681What we handle
Damage we document & claim
- Hurricane and storm damage to boats and yachts
- Sinking, grounding, and collision damage
- Docks, boat lifts, and seawalls
- Engines, electronics, and onboard equipment
- Salvage and haul-out costs
- Total-loss valuation disputes
Agreed value vs. actual cash value matters
Marine policies may use different valuation methods and have specific exclusions and deductibles. Review how your policy values the vessel and its equipment before deciding whether a settlement offer accounts for your covered loss.
How we fight for you
Our approach
Policy deep-dive
We review your marine policy terms, valuation method, and exclusions before anything else.
Marine-specific documentation
We document hull, mechanical, and equipment damage, plus salvage and storage costs.
Valuation negotiation
We push back on low valuations using comparable vessels and real repair quotes.
Common questions
Boat & Marine claim FAQs
Do you handle both recreational boats and yachts?
Yes. We handle claims for recreational boats, sport fishers, sailboats, and yachts, as well as docks and marine property.
My boat was damaged in a hurricane. What should I do first?
If it's safe, prevent further damage and photograph everything. Keep receipts for salvage or storage. Then call us to review your policy.
$5k offer → $140k settlement
“My insurance company wanted to give me $5k for one claim and deny the second claim. In the end I ended up with $140k to fix all my issues.”
A past client result, not a promise of a similar settlement. Outcomes depend on the policy and circumstances of each claim.
Let's review your boat & marine claim.
Free property inspection. No charge unless your claim is successfully settled.