Mold · Moisture · Remediation
Mold Damage Claims
A mold claim starts with understanding the moisture.
After a leak or storm, moisture can lead to mold in walls, ceilings, and other areas of your property. Coverage depends on the cause and your policy's limits and exclusions. Pajoe helps connect the damage to the loss and review what may be available for repairs and remediation.
Talk to an adjuster: 954-738-2681What we handle
Damage we document & claim
- Mold resulting from roof leaks and storm damage
- Mold from plumbing failures and appliance leaks
- Hidden mold inside walls, ceilings, and A/C systems
- Professional testing and remediation costs
- Replacement of contaminated materials
- Contents damaged by mold growth
Mold and water coverage may have different limits
Some policies limit mold-related costs separately from the underlying water loss. We review both parts of the claim so the damage is documented accurately. Coverage and any limits depend on your specific policy.
How we fight for you
Our approach
Tie mold to the cause
We connect the mold growth to the covered water or storm event that caused it.
Separate the damages
We distinguish underlying water repairs from mold-related costs and review the applicable coverage for each.
Work with experts
We bring in independent testing and remediation experts when the evidence calls for it.
Common questions
Mold claim FAQs
Does homeowners insurance cover mold?
It depends on your policy and what caused the mold. Mold from a sudden covered loss is often at least partially covered. We review your policy for free.
Should I clean the mold myself?
Avoid disturbing large areas of mold, as it can spread spores. Document it with photos and call us before remediation begins.
$5k offer → $140k settlement
“My insurance company wanted to give me $5k for one claim and deny the second claim. In the end I ended up with $140k to fix all my issues.”
A past client result, not a promise of a similar settlement. Outcomes depend on the policy and circumstances of each claim.
Let's review your mold claim.
Free property inspection. No charge unless your claim is successfully settled.